Banking Done Different
Credit Unions: A better place for you and your money.
A credit union is a financial cooperative – so if you are a member, you are also an owner. You reap the benefits of ownership in the form of better rates on deposit products and loans, and outstanding personal service. While banks and other financial institutions exist to make money for their stockholders, credit unions exist solely to serve you – the member.
When compared to customers of banks or savings and loans, surveys show that credit union members are more satisfied with the service they receive from their credit union. As not-for-profit organizations, credit unions can operate at a lower cost, which allows them to offer competitive loans and savings rates.
Kinecta membership offers more.
Headquartered in Manhattan Beach, CA, Kinecta Federal Credit Union is one of the nation’s largest credit unions, with approximately $6.8 billion in assets, 23 branches in California, and a variety of specialty offices and call centers on both coasts.
Banking in the South Bay for more than 80 years, Kinecta offers its members a full range of financial products through the credit union and its subsidiary, Kinecta Financial & Insurance Service.
In 2024, Kinecta received recognition from several publications, including the LA Times, which identified us as one of the top five credit unions headquartered in Southern California based on asset size. Newsweek named Kinecta one of America’s best Regional Credit Unions in 2024, and we were voted the Best Credit Union in the South Bay in Easy Reader’s 2024 “Best of the Beach” poll.
We also provide value to our members through wholly owned Credit Union Service Organizations (CUSOs):
Kinecta Financial Management Company, LLC
Kinecta Financial & Insurance Services
Apply online, visit a branch, schedule a virtual appointment or call 800.854.9846.
Learn more about Kinecta at www.kinecta.org.
Go to main navigation