Banking Done Different

Credit Unions: A better place for you and your money.

A credit union is a financial cooperative – so if you are a member, you are also an owner. You reap the benefits of ownership in the form of better rates on deposits and loans, and outstanding personal service. While banks and other financial institutions exist to make money for their stockholders, credit unions exist solely to serve you – the member.

When compared to customers of banks or savings and loans, surveys show that credit union members are more satisfied with the service they receive from their credit union. As not-for-profit organizations, credit unions can operate at a lower cost, which allows them to offer competitive loan and savings rates.

Kinecta membership offers more.

Headquartered in Manhattan Beach, Calif., Kinecta Federal Credit Union is one of the nation’s largest credit unions, with approximately $6.7 billion in assets*; 29 branches across Southern California; and more than 270,000 members nationwide. Banking in the South Bay for over 80 years, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiary, Kinecta Financial & Insurance Service. From 2011-2022, Kinecta has been named the South Bay’s Best Credit Union by Daily Breeze readers.

We also provide value to our members through wholly owned Credit Union Service Organizations (CUSOs):

Kinecta Financial Management Company, LLC
Kinecta Financial & Insurance Services
Apollo Insurance Services, Inc.

Join Kinecta today!

Click the button above to apply online, stop by a Kinecta member service center or call 800.854.9846.

Click here for Kinecta locations or visit and click on Locations.

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