Banking Done Different

Credit Unions: A better place for you and your money.

A credit union is a financial cooperative – so if you are a member, you are also an owner. You reap the benefits of ownership in the form of better rates on deposit products and loans, and outstanding personal service. While banks and other financial institutions exist to make money for their stockholders, credit unions exist solely to serve you – the member.

When compared to customers of banks or savings and loans, surveys show that credit union members are more satisfied with the service they receive from their credit union. As not-for-profit organizations, credit unions can operate at a lower cost, which allows them to offer competitive loans and savings rates.

Kinecta membership offers more.

Headquartered in Manhattan Beach, CA, Kinecta Federal Credit Union is one of the nation’s largest credit unions, with approximately $6.8 billion in assets, 27 branches in California, New York and Florida; and more than 270,000 members nationwide.

Banking in the South Bay for more than 80 years, Kinecta offers its members a full range of financial products through the credit union and its subsidiary, Kinecta Financial & Insurance Service.

The Small Business Administration ranked Kinecta the #1 credit union for lending in all of Southern California in 2019 and Forbes awarded Kinecta as a top-ranked credit union in California on its America’s Best Credit Unions in Each State list for 2022. Residents of Rochester, NY, voted Kinecta as a finalist for Best Credit Union in the Democrat & Chronicle’s annual Rochester Choice Awards in 2022.

We also provide value to our members through wholly owned Credit Union Service Organizations (CUSOs):

Kinecta Financial Management Company, LLC
Kinecta Financial & Insurance Services
Apollo Insurance Services, Inc.

Join Kinecta today!

Apply online, visit a branch, schedule a virtual appointment or call 800.854.9846.

Learn more about Kinecta at

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